Meridian is committed to protecting the privacy of our Users. Meridian uses its best efforts to ensure that the information you submit to the Web Site remains private, and is used only for the purposes as set forth herein.

Applicability of Policy
This privacy policy applies to all information collected from you or submitted by you on the Web Site.

General Information Collection
Meridian may collect information about all of our Users collectively, such as what areas Users visit most frequently and what services users access the most. Meridian only uses such data anonymously and in aggregate (i.e., non-User specific) form. This information helps Meridian determine what is most beneficial for our Users. We may share this information with partners in aggregate form, so that they too may understand how our Users use our site.

Limitations on Disclosures
Meridian does not disclose information about Your individual visits to Meridian or personal information that You provide, such as Your name, address, e-mail address, telephone number, credit card number, personal references, etc., to any outside parties, except when required by law or court order. Meridian may record and share aggregated information with our partners. Notwithstanding, any information provided by You to a partner of Meridian or on any co-branded site (between Meridian and a partner of Meridian), then Your information may be subject to the privacy policy of the partner. It is Your obligation to review this privacy policy as well as that of any partner prior to submitting information.

Cookie Policy
Meridian may use “cookies” to enhance Your use of the Web Site. Cookies are small files that Your Web browser places on Your computer’s hard drive. Meridian may use cookies, if at all, for remembering User names and passwords (if applicable) and preferences, tracking click streams, and for load balancing. You have the option of setting Your browser to reject cookies. However, doing so will hinder performance and negatively impact upon the performance of the Web Site.

Child Privacy
Meridian does not specifically or intentionally collect information about children. If You are concerned about Your child’s use of the Web Site, You may use web filtering technology to supervise or limit access to the Web Site.

Meridian permits You to opt-out of receiving certain communications from the Web Site. To opt-out of receiving communications from the Web Site, You may edit your Preferences and elect not to receive communications. You may at any time cease using the Web Site or elect not to receive communications from the Web Site.

Changes to Privacy Policy
This privacy policy may be updated from time to time. Changes to the privacy policy will be posted to the Web Site. It is Your obligation to review this privacy policy from time to time, and Your continued use of the Web Site after changes have been posted will be deemed Your acceptance of the revised policy. If at any time You have questions or concerns about this privacy policy, you may contact via e-mail at [email protected].

These Terms and conditions are governed by the internal substantive laws of the State of New Jersey, without respect to its conflict of laws principles. Jurisdiction for any claims arising under these Terms and Conditions shall lie exclusively with the state and federal courts within the State of New Jersey. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. The failure of Meridian to enforce any term or condition of these Terms and Conditions shall not be deemed a waiver thereof and shall not prevent its later enforcement.